 |
Current Loan Rates
Rates Effective as of
July 1, 2008 - LOAN BY PHONE 1-866-564-2931
Please Note- Rates shown below, with the exception of our PLOC, HELOC, Credit Card and Share Secured Loan, include a 1.00% reduction for automatic payments.
CLICK
HERE FOR UNIT COSTS FOR BELOW LISTED LOANS
| TYPE
OF LOAN |
MAXIMUM
LOAN AMOUNT |
COLLATERAL |
APR* |
TERM |
| HOME
EQUITY** |
$949,000.00
$5,000.00 Min.
|
$299.00 Application Fee Required
(2nd Mortgage)
|
5.49%
|
01-60 Mo.
|
5.99%
|
61-120 Mo.
|
6.49%
|
121-180 Mo.
|
|
6.99%
|
181-240 Mo.
|
| Home Equity
Line of Credit |
ADJUSTED QUARTERLY, contact Credit Union for more details
|
| |
| NEW
AUTOMOBILE, TRUCK, & MOTORCYCLE |
100% Financing
|
Title/Good
Credit Rating
|
4.99%
|
01-36 Mo
|
5.25%
|
37-48 Mo.
|
5.99%
|
49-60 Mo.
|
|
6.49%
|
61-72 Mo.
|
6.99%
|
73-84 Mo.
|
7.75%
|
85-96 Mo.
|
| |
USED
AUTOMOBILE, TRUCK , & MOTORCYCLE
|
100% Financing on vehicles up to 5 years old. 80% Financing on vehicles more than 5 years old
|
Title/Good
Credit Rating
|
5.99%
|
01-36 Mo.
|
6.49%
|
37-48 Mo.
|
6.99%
|
49-60 Mo.
|
7.49%
|
61-72 Mo.
|
-
|
|
| |
TITLE
LOANS
|
100% of NADA "loan value"
|
Clear Title/Good Credit Rating
|
2% above current used rates
|
01-60 Months
|
|
|
-
|
-
|
| |
| Collectable
Vehicles |
80% Financing/$50,000. Max
|
Title/Good
Credit Rating
|
6.99%
|
1-36 mos
|
7.49%
|
37-60mos
|
| |
| BOATS NEW |
$200,000.00 90% LTV
|
Title / Good Credit
|
6.49%
|
01-120 Months
|
| USED |
$150,000.00 80% LTV
|
Title / Good Credit
|
7.49%
|
01-120 Months
|
| |
| NEW MOBILE
HOME, TRAILER, CAMPER |
New $200,000.00 90% LTV
|
Title / Good Credit
|
8.49%
|
01-120 Months
|
| USED |
Used $100,000.00 80% LTV
|
Title / Good Credit
|
9.49%
|
01-120 Months
|
| |
| PERSONAL |
$50,000 Maximum
|
Good Credit Rating
|
8.49%
|
up to 24 Mo.
|
9.49%
|
25 to 36 Mo.
|
10.49%
|
37 to 48 Mo.
|
11.49%
|
49 to 60 Mo.
|
12.49%
|
61 to 72 Mo.
|
13.49%
|
73 to 120 Mo.
|
| Personal Line Of Credit |
$50,000.00 Maximum
|
Good Credit Rating
|
13.99%
|
N/A
|
| |
| SHARES |
$949,000.00
|
Share
|
3% Over Last
Quarter Annual
Dividend Rate
|
120 Mo.
|
| |
|
VACATION LOAN
|
Maximum $4000.00, if applicable combine with Holiday & Back to School Loan
|
- |
14.99% for 1 year term
No payment for 60 days
|
| |
Classic VISA
adjusted annually |
$300.00 Minimum - $20,000.00 Maximum
|
- |
Based
on Prime Rate and
4.24% for Purchases, Currently 11.99% and 6.24% for Cash Advances and Balance Transfers, Currently 13.99%
|
Secured Classic
VISA
adjusted annually |
$500.00 Minimum - $9,999.00 Maximum |
Shares
|
11.90%
|
Platinum VISA
adjusted annually |
$10,000.00 Minimum - $50,000.00 Maximum
|
- |
Based
on Prime Rate and
.24% for Purchases, Currently 7.99%, Prime Rate and 2.24% for Cash Advance & Balance Transfers, currently 9.99%
|
| |
Credit Life and Disabiity Insurance coverage is available
at an affordable cost to the borrower. Property must be
located in Pennsylvania, Maryland, Delaware or New Jersey.
Credit life and disability insurance is underwritten by
Life Investors Insurance Company of America (Home Office
– Cedar Rapids, IA). Exclusions, limitations and terms
of availability apply to this coverage. For cost and complete
details, contact your loan officer.
**Refinance Credit Union Home Equity loan minimum is
$5,000.00
and no prepayment for
90
days.
Refinance personal and share loans minimum is
$300.00
Personal, Education and VISA Limits combined total not to
exceed
$50,000.00
.
The Annual Percentage Rate (A.P.R.) is subject to change
on all BHCU Secured, Classic, and Platinum Visa Products.
|
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